Loan Officer
Dan Carnation
Senior Loan Officer
NMLS #145809
30+
Years Experience
5★
Client Rating
PA
Licensed States

About Dan

I’ve been in the mortgage business for over 30 years. I actually started out as a loan processor, learning the ins and outs of how loans really work behind the scenes. After helping countless clients and working closely with loan officers, I decided to move into originating loans myself.

That foundation made a huge difference. I understand the process from start to finish — not just the sales side — which means fewer surprises, smoother closings, and a better overall experience for my clients.

Over the years, I’ve helped first-time buyers, move-up buyers, investors, and families navigating all kinds of life changes. For me, it’s never just a transaction. It’s about understanding your situation, your goals, and what makes the most sense financially — both now and down the road.

Specialties & Loan Types

First-Time Buyers PHFA Programs Conventional Loans Self-Employed Borrowers FHA Loans VA Loans 203(k) Rehab Loans Credit Strategy

Client Reviews

★★★★★

"Dan made the whole process easy to understand. His 30 years of experience really shows — he knew exactly what we needed."

Kevin B. · Home Purchase · PA
★★★★★

"We came back to Dan for our second home purchase. He remembered our situation and found us an even better deal."

Lisa M. · Move-Up Buyer · PA