Zero down payment financing for eligible rural and suburban homebuyers. Government-backed with below-market rates for qualifying locations across PA, NJ, and OH.
Many buyers are surprised to learn that large portions of Pennsylvania, New Jersey, and Ohio qualify for USDA financing. Our team explains USDA loan requirements, income limits, and how to check if a property is eligible.
Watch this quick overview, then reach out to one of our licensed loan officers for a personalized rate quote.
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USDA loans are one of the best-kept secrets in mortgage lending — many suburban areas qualify, not just rural farmland.
Purchase a home with no down payment required — one of only two loan programs (along with VA) that offer 100% financing.
USDA's annual mortgage insurance fee is just 0.35% of the loan balance — significantly lower than FHA's MIP.
USDA loans offer competitive 30-year fixed rates backed by the U.S. Department of Agriculture, helping keep payments predictable.
Suburbs of Philadelphia, Pittsburgh, Columbus, and many NJ communities qualify. We'll check your specific address for free.
Sellers can contribute up to 6% of the purchase price toward closing costs, further reducing your out-of-pocket expenses.
We compare USDA-approved lenders to secure the most competitive rate and terms for your location and profile.
Answers to the most common questions about usda loans.
Takes 60 seconds. No credit pull. A licensed loan officer will follow up with your personalized options.
Check My Rate — Free & InstantGet a feel for our people by watching the Loans, Mortgage Made Easy Podcast.
