Flexible terms and competitive rates for buyers with good credit. Down payments as low as 3% with access to dozens of top lenders — all in one place.
Our team breaks down everything you need to know about conventional mortgages — from down payment requirements to PMI, conforming loan limits, and how to get the best rate.
Watch this quick overview, then reach out to one of our licensed loan officers for a personalized rate quote.
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Conventional loans aren't backed by the government — which means fewer restrictions and more flexibility for you.
First-time buyers can put down as little as 3% with qualifying programs like HomeReady and Home Possible.
Unlike FHA loans, PMI on a conventional loan automatically cancels once you reach 20% equity — saving you money long-term.
Use a conventional loan to buy a primary residence, vacation home, or investment property — all with one versatile program.
Choose from 10, 15, 20, or 30-year fixed terms, or opt for an adjustable rate (ARM) if you plan to move or refinance within a few years.
2024 conforming loan limits go up to $766,550 in most areas, and higher in high-cost markets — perfect for move-up buyers.
We shop 50+ lenders to find the most competitive rate for your credit profile, loan size, and property type — at no cost to you.
Answers to the most common questions we hear from borrowers.
Takes 60 seconds. No credit pull. A licensed loan officer will follow up with your personalized options.
Check My Rate — Free & InstantGet a feel for our people by watching the Loans, Mortgage Made Easy Podcast.
