Government-backed financing with easier qualification requirements. Great for first-time homebuyers or those rebuilding credit — with as little as 3.5% down.
Our loan officers break down FHA loan requirements, mortgage insurance premiums, and how to determine if an FHA loan is the best path to homeownership for your situation.
Watch this quick overview, then reach out to one of our licensed loan officers for a personalized rate quote.
Get My Rate
FHA loans are backed by the Federal Housing Administration, making lenders more willing to approve borrowers with lower credit scores or smaller down payments.
Qualified borrowers with a 580+ credit score can buy a home with just 3.5% down — making homeownership more accessible than ever.
FHA loans are available to borrowers with credit scores as low as 580, and in some cases even lower with a larger down payment.
FHA allows higher DTI ratios than conventional loans, making it easier for borrowers with existing debt to qualify.
FHA loans can be assumed by a future buyer — a huge advantage if rates rise and you sell your home.
The entire down payment can come from gift funds from a family member, making it easier to get into your first home.
We compare FHA rates across dozens of lenders to make sure you get the best deal available for your profile.
Answers to the most common questions about fha loans.
Takes 60 seconds. No credit pull. A licensed loan officer will follow up with your personalized options.
Check My Rate — Free & InstantGet a feel for our people by watching the Loans, Mortgage Made Easy Podcast.
