Getting started

What are you looking to do?

We'll find the best loan options based on your goal.

Purchase a home

Buy a new primary residence, second home, or investment property

Refinance

Lower your rate, reduce your term, or access your home's equity

Cash-out refinance

Tap your home's equity for renovations, debt payoff, or other needs

Home equity loan

Borrow a lump sum against your existing home's equity

Property details

What type of property?

The property type helps us identify the right loan programs for you.

Single family

Condo / Co-op

Multi-family (2–4)

Townhouse

Investment property

Manufactured

Property use

How will you use this property?

Occupancy type affects which loan programs and rates you qualify for.

Primary home

I'll live here full-time

Second home

Vacation or seasonal use

Investment / rental

I'll rent it out

Loan details

Estimated home value & down payment

Drag the sliders to set your approximate numbers — we can fine-tune later.

$400,000

Home purchase price

$100k$2M+

$80,000 (20%)

Down payment

3%50%

Estimated loan amount $320,000

Loan program

Are you interested in a specific loan type?

Not sure? Select "Help me choose" and we'll recommend the best fit.

Help me choose

Conventional

FHA

VA (veteran)

USDA (rural)

Jumbo

DSCR / Investor

Bank statement

Credit profile

What's your estimated credit score?

This helps us identify which programs you qualify for. We won't pull your credit.

760+

Exceptional

Excellent

720–759

Very good

Excellent

680–719

Good

640–679

Fair

600–639

Below average

Below avg

<600

Needs work

Your timeline

When are you looking to get started?

We'll prioritize our response based on your timeline.

ASAP — I'm already under contract

Ready to move immediately

Within 30 days

Actively looking, moving soon

1–3 months

Still shopping around

3–6 months

Early planning stage

Almost done

Where should we send your rate options?

A licensed loan officer will review your info and reach out within one business day — usually much sooner.

First name

Last name

Email address

Phone number

State

Anything else we should know? (optional)

By submitting, you consent to be contacted by Loans, Mortgage Made Easy regarding your mortgage inquiry. We never sell your information.

You're all set!

We've got your info — expect to hear from us soon.

A licensed loan officer will review your submission and follow up with personalized rate options, typically within a few hours.

Loan purpose—

Property type—

Occupancy—

Estimated loan amount—

Loan type interest—

Credit score range—

Timeline—

State—

What happens next? One of our licensed loan officers will reach out to you directly — typically by phone or email — to discuss your rate options and answer any questions. In the meantime, feel free to call us directly at (215) 259-3344.

Start Full Application →